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Optimal Choice of Security Loading and The Parameters of Reinsurance Treaties for Maximizing the Technical Benefits of Insurance Company

Abderrahim El Attar, Mostafa Elhachloufi, Zine El Abdine Guennoun


In this paper we present an approach to model and optimize the technical benefits of an insurance company. This approach consists of making the optimal choice of the couple of security loading parameters and those of reinsurance treaties based on adjusted risk principle defined from the probabilistic laws for optimizing the technical benefits by using genetic algorithms.
This approach can be seen as a decision support tool for managers in the field of actuarial science.


Insurance, Reinsurance, Security loading, Technical benefit, Genetic algorithms, Risk-adjusted Principe.

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